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October 25, 2006
Want Extra Gas Mileage Get Your Own!

Recent technology advancement in automotive industry has seen an upsurge in improving the fuel economy of our car engines and thus making them as efficient as they can be. Heavy investment has been poured in making the car engines as clean as possible, where exhaust emission is concerned, thus increasing the gas mileage capability of the car. This has created a new batch of vehicles with engines more fuel economical compared to engines of comparable size a decade or more ago.

We can’t deny that apart from the engines alone, electronics do play an important part on the quest to reach the best mileage cars available with better fuel economy. However, with the ever going onslaught of constant and increasing fuel hike, there’s no way that advances made in producing more engines with higher fuel efficiency may far exceeds with the increasing cost of gas.

Much budget and investment have been spent on research and development of better car engines with best fuel economy, which in the end may take years to recoup the cost of initial investment alone: let alone the vast manpower needed for these arduous tasks. Thus, where corners can be cut, manufacturers will, although it must be emphasized that this will not be done at the expense of the safety of the driver, passengers and other road-users.

But are there additions that may be fitted with vehicles to improve fuel economy and make them even more fuel-efficient?

Well, the good news is that there are loads and loads of gas saving devices in the open market and can help improve fuel mileage or increase gas mileage of your car and will work on your car like a charm, so to speak. These products claim to save money on gas and increase fuel efficiency of your car. But the bad news is, most of the so-called gas saving devices that purportedly claim to increase gas mileage of your car are nothing but are subject to advertising hype and thus are a waste of your time.

Hence, there are several ways you need learn to use when it comes to increasing fuel mileage of your car.
1) Electronic Ignition Systems
2) Fuel Catalysts
3) Free-Flow Air Filters
4) Tire Inflation
5) Other Products

Electronic Ignition Systems
This class of accessories really applies to the older vehicles that still run on the traditional contact breaker systems. Those who wish to keep vintage vehicles on the road will find that fitting a contact-less ignition system is the way to go.

Although it is not strictly a fuel-saving device, it ensures that the vehicle stays in tune and retains the fuel economy that a freshly-installed contact breaker system would provide. Minimal maintenance and consistent fuel economy result in increased gas mileage and fuel savings of your car.

Fuel Catalysts
Due to the recent increases in fuel prices, we’ve been getting a lot of response on this method. Suffice to say, fuel catalysts are elements you would put on your gas tank to speeds up the combustion process. This in the end will improve your car fuel efficiency and improve your gas mileage.

Some catalysts can simply be dropped into the fuel tank, while there are some that require to be installed somewhere along the fuel line, between the tank and engine.

A catalyst is a chemical, substance or compound that accelerates a chemical reaction. But it remains unchanged and is not used up during the process. When a catalyst is installed along the fuel system, it speeds up the combustion process, rendering it more complete, and allows for the complete release of energy from fuel combusted.

Installation is pretty straightforward and one-off affair. You’ll recover your initial investment spent on catalyst within a short period of time, from the increased gas mileage savings of your car. Catalysts may also be used for the entire life of the vehicle, and are transferable from one vehicle to another.

The more popular fuel catalysts are made of compounds of tin and other precious metals, but the actual formulation remains a commercial secret. They claim to promote smoother engine operation, cleaner exhaust emissions and can increase fuel mileage savings of up to 8%.

Free-Flow Air Filters
Grouped in the same category as the contactless ignition systems, free-flow air filters offer no gas mileage savings over a brand new item. Most filter elements are washable, and can be used over thousands of kilometers. After that, you may need to replace the air filter on regularly basis. According to the report on http://www.extragasmileage.com, studies have shown that replacing a clogged air filter can improve the mileage that you get with your car as much as 10%.

Tire Inflation
Oxygen in compressed air permeates through the wall of the tire, and inflation pressure is reduced over time. In the process, oxygen oxidizes the rubber compounds in the tire, causing under inflation and deteriorated rubber. Dry nitrogen will can prevent auto-ignition; it will not corrode rims, and can will help the tire to run cooler, resulting in longer tread life. So tire replacement costs go down.

Other Products
Fuel and lubricating oil additives claim to lower internal engine friction drag and improve combustion respectively. Some may work and some may fail considerably. It is important that the device fitted or the additive used does not destroy the catalytic converter. Neither it should void your new vehicle warranty.

About the author: Sunny Tan is a freelance Car DIY enthusiast where he reveals his hardcore gas-money pulling secrets and tactics to increase gas mileage at http://www.extragasmileage.com. He also writes monthly newsletters that dispels all the mysteries lurking under the hood of your car. Check it out.

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October 18, 2006
Reduce Your Debt Without Reducing Your Quality Of Life

It’s easy to let debt build up, but it can be a real strain to reduce your debt. And there’s only one way that you can be certain to become free of debt; Repay the interest and a bit extra every month and keep going. And the more you pay over and above the interest every month, the quicker you’ll be able to reduce your debt.

The only threat to this plan is if you give up and stop making such an effort to repay as much as you can each month.

Some people reach breaking point over their financial situation and decide to reduce their debts as soon as possible. So they cut all their expenses right to the bone. They stop going out, they sell their television and even eat less. In other words, they stop living and start existing.

Okay, they save substantial amounts from their budget and start to eat into their debt. But that lasts for approximately three weeks.

Why? Because they can’t stand the deprivation and before long they return to their old ways, pay just the bear minimum on their debts each month.

Hardly a recipe for long term debt reduction success!

Giving up drinking or eating out might seem the most obvious way to reduce your debt, but would you be able to stick to your new way of life long enough for it to make a difference?

So what’s the secret?

Well, one of the best strategies is to save money on things that won’t make a difference to the quality of your life. For example, finding a lower rate of interest on your loans or turning your heating down one degree etc. The money that you save on these everyday expenses can then be used to speed up the repayment of your debts.

And this carries one massive advantage - Staying Power.

As I said a moment ago, if you keep making the monthly payments you will reduce your debt

Giving up is the greatest threat to your financial freedom. But if you can save money on things that won’t noticably alter your lifestyle, repaying your debts at a faster rate won’t feel like a punishment.

And it won’t even cross your mind to give up. And before long you’ll be free of your debts.

So here are eight ways to free up more money from your monthly budget to repay your debts.

1) Turn your central heating down a fraction. Wrap up warm. Many layers of thin clothing are better than one thick garment. One extra thin layer of clothing will allow you to reduce your heating by 1

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October 11, 2006
Debt Free Lifestyles

A debt free lifestyle means having financial security and independent wealth with no monthly debt. One has to control their spending if they want to become free from debt.

The basic steps for achieving a debt-free lifestyle by a family are as follows. The first step is the preparation of family budget by the husband and the wife together to determine the amount available, if any, for the monthly payments towards a debt program. The family should be very strict in stopping the usage of credit cards. It should adjust its expenses in such a way that every expense should be met within the family budget. If the family has already taken any debt, it should give top priority for the debt payment rather than for other household expenditures. The family should follow the steps of accelerate debt repayment programs to get out of debt as soon as possible.

The Simple Debt Free Living Plan will help a family in succeeding at money management and control based on the family’s unique situation so that the family can lead a debt free lifestyle. The plan is designed to eliminate debt, balance the household budget, save money through frugal living, help the family to become financially secure, and provide resources that produce extra income for the family. The plan also strengthens the family values in the sense that effective management of the money makes children financially responsible and independently wealthy. This plan consists of three major components including a plan to eliminate debt, a plan to make a household budget, and the tips for frugal living and money saving.

The Simple Debt Free Living Plan requires household budget planning and allocation of the total amount of money for specific purposes. The Debt Free Living Household Budget will help in controlling the family’s money and help them lead a debt free lifestyle.

The budget cautions the family from getting caught within the credit card debt and thereby helps in avoiding them. Debt free living will really help with getting personal finances back on track. A debt free lifestyle can also be achieved through debt management, which again will be based on household budget planning. Debt management along with household budget planning creates debt free lifestyle.

Debt Free provides detailed information about being debt free, debt counseling, and more. Debt Free is affiliated with Company Debt Management Relief.

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