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September 26, 2007
If You Want To Save Money On Your Purchase Of Radar Detectors Consider Buying Online

With the price of gas always rising, who can afford to soup up a car with toys like radar detectors?Thanks to wholesale detectors and online venues, just about anyone can purchase and fly down the highway with nary a care much less that of flashing lights close behind them.

Online stores especially have become a great source for wholesale radar detectors. Some specialize in detectors alone, providing even more insight to this marvelous electronic piece of ingenuity. Online distributors, thanks to their specialization, will also have more information particular to detectors compared to Radio Shack down the street and thus offer a wider selection and great in depth analysis.

Besides just specialty stores online, wholesale electronic disturbers can offer radar detectors at a lower cost. Additionally, consumers can find more wholesale electronic dealers online than radar specialty stores. Thus the average consumer with little time to search might want to utilize one of these dealers instead of spending hours trying to find a specialized vendor.

Beware of scams as you look to purchase your new radar. The online environment is ripe for ignorant consumers, and many scammers take advantage of the unlikely suspect. Investigate the credibility of the site before whipping out your credit card, and never give your credit information through an unsecure site.

Consumers annoyed by some of the inconveniences of older radar detectors will find themselves delighted at the newer models. For example, those constantly finding themselves tangled up in cord should take note of the new cordless detectors. Manufacturers have worked hard to develop technology that helps get rid of cords while not just maintaining solid detection but improving it as well.

Just under $200, the BEL Express Model 946 has impressed many consumers in search of a cordless detector. The Express features a clip on, 90 degree deflector and earphones. Not only does it look snazzy, but it works well: the Express tested exceptionally by reliably detecting Ka band radar and lasers. The less distinct audio quality is the unit’s only lesser feature.

Some consumers might be willing to fork over a little more cash for a better detector. The Escort Solo S2 runs a little over $200 and has the potential to satisfy the picky consumer. With a low profile compact case, it features all but one of its controls on the front. The Solo detects X, KI, Ka, and laser bands, and announces their strength through a highly perceptible audio alert and flashing bar graph.

Thanks to the demand by consumers and the innovation of manufacturers, this market will only continue to grow in quality and quantity. More companies are offering cordless models and continually improving their current models. With the increasing demand, we can only expect to see even higher qualities produced in time.

Gregg Hall is an author living in Navarre Florida. Find more about this as well as Discount Laser Radar Detectors at http://www.radarlaserdetectorsonline.com

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September 25, 2007
You Can’t Do Everything First

Recently, I was interviewing Paul Hartunian, the master of free publicity, who successfully juggles several very different careers. Paul commented:

People don’t act because a lot of things are in front of them.

I’ve gone to lots of seminars where there was so much information you were on information overload. The vast majority of people then froze; they wound up doing nothing.

All this information and all these experts were right there, willing to help the seminar participants do what they want to do, accomplish what they want to accomplish.

They may have been given lots of great products to sell; they were given SO MANY options in that one day that they froze.

Paul’s point was that when we’re confronted by too many possibilities, we can freeze up.

Trying to decide which of 15 or 20 options to pursue can be frustrating, especially if all of them appear to be good choices.

My granddaddy used to say, “A dog that chases two rabbits won’t catch either one.” He’d pause for a second, then add, “And he’ll go hungry tonight.” He was trying to get me to realize how important it is to just pick one thing and do it.

Let’s take an example that we often see here on the Internet. How many eBooks have you bought within the last six months? Of that number, how many of them tell you how to do marketing or to make money online?

If a book is any good, you’ll be impressed; you’ll say, “Yeah, I can do this.” But then, after a few days, you’ll read another really great sales letter, you’ll feel that you really, really need the knowledge in this new offering. Then you’ll buy yet another eBook, and you’ll again be impressed: “Yeah, I can REALLY do THIS.’

This cycle is being repeated over and over every day all around the Internet.

This may have happened to you. I’ve done it. Lots of people have.

So there you sit with perhaps dozens of books, all good, dozens or even hundreds of affiliate offerings, some excellent, and page after page of website ideas, all interesting.

In fact, you’ve got so many options that you may not know what to do first.

My granddaddy ran one of the biggest plumbing shops in his town, and when he’d spy one of his men dithering over what to do next, he’d simply say, “Son, you can’t do everything first.”

And neither can you or I. If all your options are good, then it doesn’t really matter which one you choose first. Throw a dart if you have to, but move. Make a decision. Get yourself into motion.

For many people, getting into motion means you’ll be stepping into unfamiliar territory, doing things you’ve never done before. So what? At least it’s interesting and exciting. But never terrifying.

If you think starting your very first business is terrifying, you need to think again.

Wrestling a grizzly bear is terrifying. Falling from an airplane without a parachute is terrifying.

But starting a business? Nah… that’s not scary; it’s just unfamiliar.

And right there we have the main reason most people lock up when they face a long list of options. It’s unfamiliar ground, so they think they don’t know how to choose. (They do, but they THINK they don’t.)

Here’s a strategy for taking the terror out of decision-making. Take that long list of options. Say there are 15 items on it, and you’ve never done any of them before.

Once you’ve examined all the items on the list, do this: Decide if all the items are REALLY about equal. If there are any that clearly don’t measure up, cross those off. You’ll still be left with lots of choices.

Let’s say you’re left with only 10 items on your list.

Take out a new sheet of paper.

Write item number one on it, the first item from your original list.

Okay, that’s it. That’s your new list of options - just one item.

We’ve already agreed that all the choices are more or less equal.

So now you’ve got your action agenda. One item. No more indecision.

Now just go do it.

And those other 9 items? They’ll be there waiting when you get done with the first task.

See how easy decision-making can be?

Charles Burke is the author of Command More Luck, the book that shows you why all those things keep happening to you. Learn why “luck” doesn’t work the way you’ve always been told. Not even close.

The bad news — There’s no such thing as luck.
The good news — There’s something even better.

Learn how it works at http://www.moreluck.com.

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September 19, 2007
10 Common Credit Card Mistakes

In no particular order, the following are viewed as being the top 10 common credit card mistakes:

1. Applying for a card and limit you cannot afford to repay

Most people have bad debt management skills and are swept away with the fact that they have ‘x’ amount of pounds as their limit. They rarely consider paying the card and have “maxed” the card out in a few months. They then spend years trying to repay the card!

2. Applying for too many cards

Not content with having one credit card that has reached its limit, most of us jump at the chance to apply for a new card as soon as it is offered to us. Then, having learnt nothing from our previous experience, we rush and buy all the things we couldn’t because we had to save money to repay the first card. Suddenly we have twice the trouble!

3. Using the cash advance function

At least with purchases made for goods and services we should get around 50 days interest free credit, but with a cash advance we start to pay interest from Day 1. Using your credit card to cover your day-to-day cash needs is a very costly mistake!

4. Only paying the minimum repayment

Credit card companies love us and it has to be their favorite of the common credit card mistakes, but with credit card interest rates as high as they are, if you are only making the minimum monthly repayment then you should know it’ll take you years to repay the debt and you’ll have repaid the debt many times over in interest payments!

5. Maxing out the card

Another common mistake and one that half the country is at fault of is maxing the card out. If you have maxed your credit card out it’s a sure sign that you are living beyond your means, so what hope have you got of repaying the debt without a radical overhaul of your debt management skills!

6. Late payments

Late payments subject you to extortionate interest rates and set fees, very profitable for the credit card company and a very unfortunate mistake for you to be making!

7. Not checking your statement

A common error when we start to feel the pressure of a debt burden is to start to ignore the fact that the debt exists in the first place. If this happens, the chances are the fees and charges will start to accrue and the next thing you know you are not making the minimum repayments. Suddenly you are the subject of more fees and charges. And so the cycle goes on!

8. Adding a secondary user

Although some may not consider this a mistake, if you add a secondary user to your credit card account you’ve suddenly lost control over the spending on your card - no matter who the person is. Now bills can rack up on your account without your normal controlling self, as they are being transacted by a third party (who you authorise). A credit card company’s dream.

9. Using your card overseas

For every overseas purchase you make you could be subject to fee and a lousy exchange rate. So, even if you are the perfect credit card customer and pay your bill in full and on time, suddenly the card issuer is making money out of you!

10. Not reading the credit card agreement

In your haste to get a credit card you have not read the terms and conditions of the agreement and so you are not aware that if you act in a certain way or do something you should not, then you are likely to be paying for it. But the real reason why this is on of the common credit card mistakes that issuers love to see is because if you don’t read the agreement carefully they can charge you for additionals you may have been able to opt out of - such as credit card insurance (a big earner for card issuers!).

Joseph Kenny is the webmaster of the credit card comparison sites http://www.credit-cards-info.com/ (US) and http://www.creditcards121.com/ (UK). These sites are updated regularly with news and advice regarding proper credit card use.

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